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Step-by-step guides

Practical step-by-step guides for common situations. Each journey walks you through the process from start to finish, with links to checklists, comparisons, and detailed guides along the way.

Complaints5 steps

I Want to Complain About My Energy Supplier

If your energy supplier has let you down — incorrect bills, poor customer service, failed switching, or supply problems — here is how to resolve it step by step.

Estimated timeline: 2-4 months from initial complaint to resolution

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Benefits6 steps

I Need to Claim Universal Credit

If you are on a low income, out of work, or your circumstances have changed, you may need to claim Universal Credit. Here is how to do it.

Estimated timeline: 5-6 weeks from application to first payment

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Housing5 steps

I Am Behind on My Rent

Falling behind on rent is stressful, but acting quickly can help you avoid eviction and find a way forward. Here is what to do.

Estimated timeline: Varies — act as soon as possible

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Business6 steps

I Am Hiring My First Employee

Taking on your first employee is a big milestone for any business. There are several legal steps you need to complete. Here is the process from start to finish.

Estimated timeline: 2-4 weeks to complete all setup

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Immigration6 steps

I Want to Apply for a Skilled Worker Visa

The Skilled Worker visa allows you to work in the UK for an approved employer. Here is how the process works from start to finish.

Estimated timeline: 2-3 months from job offer to visa decision

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Care5 steps

I Need to Plan for Care

Whether you are planning ahead or responding to a sudden change in circumstances, understanding the process for arranging care in the UK will help you make better decisions.

Estimated timeline: 4-12 weeks depending on council waiting times

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Housing5 steps

I Want My Rental Deposit Back

Your landlord must return your deposit promptly after you move out. If they are delaying or proposing unfair deductions, here is how to challenge them and recover what you are owed.

Estimated timeline: 4-8 weeks for scheme ADR; longer for court action

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Complaints5 steps

I Want to Complain About My Bank

Banks and financial institutions are required to take complaints seriously. If you have been treated unfairly, charged incorrectly, or had poor service, you have the right to complain — and if they do not resolve it, to take it to the Financial Ombudsman Service for free.

Estimated timeline: 3-12 months from complaint to FOS decision

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Employment5 steps

I Have Been Dismissed from Work

Being dismissed is stressful and confusing. Whether or not you believe the dismissal was fair, there are steps you should take quickly to protect your rights. Time limits are strict.

Estimated timeline: Tribunal claims can take 12-24 months to resolve

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Immigration5 steps

I Want to Bring My Partner to the UK

If your partner or spouse is from outside the UK, you can apply for a Family visa to bring them to live with you. The process involves meeting a financial requirement and providing evidence of your genuine relationship.

Estimated timeline: 3-6 months from preparation to visa decision

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Business5 steps

I Want to Start a Business

Starting a business in the UK involves several important legal and tax steps. Getting them right from the beginning saves you time and money later. Here is the process in order.

Estimated timeline: 1-4 weeks to complete setup depending on structure

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Grants5 steps

I Need Funding for My Business

Finding the right funding for your business takes time, but a structured approach will help you identify the best options and improve your chances of success. Here is where to start.

Estimated timeline: Varies — allow 1-3 months for grant applications; 2-4 weeks for Start Up Loans

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Benefits5 steps

I Want to Appeal a Benefit Decision

If you disagree with a DWP decision about your benefit claim — whether a refusal, a reduced award, or a change to your existing benefit — you have the right to challenge it. Around 70% of PIP appeals at tribunal are successful. Here is the process.

Estimated timeline: 12-18 months from Mandatory Reconsideration to tribunal outcome

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Care5 steps

I Need to Arrange Care for a Relative

Arranging care for a parent or relative can feel overwhelming, especially if it happens suddenly. This guide walks you through the process step by step, from the initial assessment to choosing and funding care.

Estimated timeline: 4-12 weeks depending on council waiting times and care availability

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Debt5 steps

I Cannot Pay My Debts

If your debts feel unmanageable, you are not alone and you are not without options. Acting promptly and in the right order gives you the best chance of finding a way through. Here is where to start.

Estimated timeline: Varies widely — Breathing Space can be arranged quickly; formal solutions take longer

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Family5 steps

I Want to Apply for Divorce

Divorce in England and Wales is now based on a no-fault system. You no longer need to blame your spouse or wait years before applying. Here is how the process works from start to finish.

Estimated timeline: Minimum 6-8 months from application to Final Order

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Victims5 steps

I Want to Claim Criminal Injuries Compensation

If you were injured as a result of a violent crime in England, Scotland, or Wales, you may be able to claim compensation from the government-funded Criminal Injuries Compensation Authority (CICA). Here is how the process works.

Estimated timeline: Several months to over a year depending on complexity

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Wills5 steps

I Need to Apply for Probate

When someone dies, you usually need a grant of probate to deal with their estate — access bank accounts, sell property, and pay debts. Here is the process from start to finish.

Estimated timeline: Most estates take 9-12 months to fully administer; complex estates longer

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Employment5 steps

I Think I Have Been Discriminated Against at Work

If you believe you have been treated unfairly at work because of a protected characteristic — such as your race, sex, disability, age, religion, sexual orientation, pregnancy, gender reassignment, or marriage status — you have legal protection under the Equality Act 2010. Here is what to do.

Estimated timeline: 3-18 months from first incident to tribunal resolution

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Employment7 steps

I Have Lost My Job and Need Help — Where to Start

Losing a job triggers a cascade of decisions — final pay, benefits, your tenancy or mortgage, your debts, your CV, and the legal question of whether the dismissal was lawful. This is the order to take them on so nothing slips through the cracks.

Estimated timeline: Action all 7 steps within the first 30 days after your last working day

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Housing7 steps

I Have Been Evicted and Owe Money — What Now

Eviction with a debt attached creates two parallel problems: somewhere to live tonight, and a bill that will not go away. Move on both at once — the council has a duty to help if you act fast, and the debt is rarely as fixed as the letter makes it sound.

Estimated timeline: Action steps 1-3 in the first 48 hours; steps 4-7 over the following 6 weeks

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Housing7 steps

I Cannot Afford My Rent or Mortgage This Month

Missing a single rent or mortgage payment is not the end of your tenancy or your home — but it is the start of a clock you cannot ignore. The actions you take in the first 7 days decide whether this stays manageable.

Estimated timeline: Action steps 1-4 this week; steps 5-7 over the following 2 months

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Employment7 steps

I Have Been Discriminated Against at Work

The Equality Act 2010 protects you from discrimination on nine protected characteristics. The route to remedy runs through your employer first, then ACAS, then the Tribunal — and the strict 3-month deadline runs from the latest discriminatory act, not from when you decide to complain.

Estimated timeline: Internal grievance: 4-12 weeks. Tribunal claim to hearing: 6-18 months from the discriminatory act

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Mental Health7 steps

I or Someone I Love Is in a Mental Health Crisis

A mental health crisis is an emergency. NHS, social care, and the police all have urgent duties — knowing the order to call them in can be the difference between immediate help and a long wait. This guide is for people in crisis themselves, and for relatives, friends and carers trying to support them.

Estimated timeline: Immediate help: 999 or NHS 111 option 2 within hours. Detention assessment: 4-24 hours. Tribunal hearing: 4-8 weeks from application

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Family7 steps

I Am Divorcing and We Have Children

Divorce now follows the no-fault regime under the Divorce, Dissolution and Separation Act 2020. The two big things you cannot get from the divorce itself — child arrangements and financial settlement — run alongside it. This guide walks through the whole process in the order it actually happens.

Estimated timeline: Divorce: 26 weeks minimum. Child arrangements: 4 weeks-12 months. Financial settlement: 6-18 months

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Benefits7 steps

I Want to Challenge a Benefit Decision

Almost every DWP and HMRC benefit decision can be challenged. The two-stage process — Mandatory Reconsideration first, then Tribunal appeal — has strict deadlines, but the appeal route changes around 60% of decisions when you reach the Tribunal.

Estimated timeline: MR: 4-12 weeks. First-tier Tribunal: 4-12 months from appeal to hearing

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Victims7 steps

I Am a Victim of Crime or Abuse

Victims have specific rights under the Victims' Code (the Code of Practice for Victims of Crime) and a separate framework of protection for domestic abuse under the Domestic Abuse Act 2021. This guide covers the immediate steps and the longer routes to safety, justice, and compensation.

Estimated timeline: Immediate safety: within hours. Protective orders: 1-4 weeks. CICA claim: 6-18 months. Criminal case: 6-24 months

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Care7 steps

I Am a Carer and I Need Help Myself

Unpaid carers are the invisible workforce of British care. The law recognises this with specific rights — to assessment, to flexible work, to financial support, and to a break. Knowing them is the first step to not burning out.

Estimated timeline: Carer's Assessment: 4-12 weeks. Carer's Allowance: 8-12 weeks to first payment. Carer's Leave: requestable immediately

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Benefits7 steps

I Am Disabled and Need Support

Being disabled in the UK engages a wide range of laws and benefits: the Equality Act 2010 (protection from discrimination, reasonable adjustments), Care Act 2014 (social care), Personal Independence Payment, Access to Work scheme, and the public sector equality duty. Knowing what is available and how to claim is half the battle.

Estimated timeline: PIP claim: 4-6 months to decision. Care Act assessment: 4-12 weeks. Access to Work: 6-12 weeks. Disabled Facilities Grant: 6-18 months for major works

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Housing7 steps

Renting Your First Place: Deposit to Moving In

Renting for the first time means navigating viewings, references, deposits, contracts, and meter readings. This journey takes you through it from first search to confidently moving in.

Estimated timeline: 1-3 months from start of search to settled tenancy

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Housing8 steps

Buying Your First Home: Mortgage to Completion

Buying your first home takes 6-12 months from serious house-hunting to keys in hand. Each step has cost, timing, and decision-points. This guide walks through them.

Estimated timeline: 4-9 months from accepted offer to completion (plus 12-24 months saving the deposit)

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Business8 steps

Starting a Self-Employed Side-Hustle: Registration to First Invoice

Starting self-employment is straightforward — register with HMRC and start trading. But getting it right from day one saves serious tax pain later. This guide takes you through the steps.

Estimated timeline: 1-2 weeks to set up the legal/admin framework; profit takes 6-18 months to build

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Wills8 steps

Closing a Deceased Relative's Estate

Administering a relative's estate is a significant responsibility. The executor (or administrator if no will) is personally liable for getting it right. This journey takes you through it.

Estimated timeline: 6-12 months for straightforward estates; 12-24 months for complex or contested

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Education8 steps

Getting a Child's EHCP from Scratch

Getting an EHCP is a 20-week statutory process but often takes longer in practice. Strong preparation and persistence make a major difference. This journey shows what to do at each stage.

Estimated timeline: Statutory: 20 weeks. With appeals and re-assessments: 12-24 months from first request to final plan

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