Letter generators
Generate UK rights letters from a short form. Each letter is parameterised for a sector or situation and cites the legislation or official guidance it relies on.
Letters marked Unreviewed have not been checked by a regulated solicitor, and none is scheduled to be. They are starting points to adapt, not legal advice. Check the sources cited on each letter and get free advice from Citizens Advice or a solicitor before sending anything that starts a legal process.
Mandatory Reconsideration request
A structured request asking the DWP to reconsider a benefit decision before you appeal to a tribunal. Covers UC, PIP, ESA, AA, Carer's Allowance, and JSA.
OpenDeposit not protected — complaint and demand
Letter to a private landlord whose tenancy deposit has not been protected in TDS, MyDeposits or DPS within 30 days, citing Housing Act 2004 ss.213-215 and the up-to-3x deposit penalty.
OpenRequest current Gas Safety Certificate from landlord
Letter to a landlord requesting a current Gas Safety Certificate as required under the Gas Safety (Installation and Use) Regulations 1998, with the consequence of Section 21 invalidity if not provided.
OpenFormal disrepair complaint to landlord
Formal letter putting the landlord on notice of disrepair, citing s.11 LTA 1985 (repair) and s.9A LTA 1985 (fitness for human habitation), with a reasonable time to remedy.
OpenResponse to Section 8 notice — defence and request for particulars
Letter responding to a Section 8 possession notice, asking the landlord to particularise the ground cited and reserving defences (procedural, evidential, or merits).
OpenRequest return of tenancy deposit
End-of-tenancy letter to landlord/agent requesting return of the deposit, addressing any proposed deductions, and signposting to scheme ADR if disputed.
OpenLetter before action (letter before claim)
The pre-action letter required by the Practice Direction on Pre-Action Conduct and Protocols before issuing a county court money claim — or, where a business is claiming a debt from an individual, the Letter of Claim required by the Pre-Action Protocol for Debt Claims.
OpenStatute-barred debt — cease collection demand
Letter to a creditor or debt collector asserting that a debt is statute-barred under section 5 of the Limitation Act 1980 and demanding they cease collection activity.
OpenNotification of intended Breathing Space application
Pre-application letter to a creditor notifying them you are being supported by a regulated debt adviser and intend to apply for a Breathing Space (Debt Respite Scheme), requesting they pause enforcement during the advice period.
OpenCredit file correction request
Letter to a Credit Reference Agency (Experian, Equifax, TransUnion) requesting correction of inaccurate data under UK GDPR Article 16 (right to rectification) and section 159 of the Consumer Credit Act 1974.
OpenAPP fraud reimbursement claim
Formal claim to your bank for reimbursement under the Payment Systems Regulator mandatory APP fraud rules (in force from 7 October 2024), with the 5-business-day decision window and £85,000 cap.
OpenApplication to set aside a default CCJ (N244)
A draft of the N244 application notice and witness statement asking the County Court to set aside a default judgment under CPR 13.3.
OpenMortgage forbearance request (MCOB 13 / Mortgage Charter)
Request to a mortgage lender for forbearance options under FCA MCOB 13 and the Mortgage Charter — payment holiday, interest-only switch, or term extension.
OpenStatutory flexible working request
Formal request under section 80F Employment Rights Act 1996 as amended by the Flexible Working Regulations 2023 — day-one right since 6 April 2024, two requests per year, employer must respond within 2 months.
OpenInternal appeal against dismissal
Letter appealing internally against a dismissal decision, framed by reference to the ACAS Code of Practice on Disciplinary and Grievance Procedures. Failure to follow ACAS can attract a 25% Tribunal uplift on compensation.
OpenSubject Access Request to employer
Letter to an employer's Data Protection Officer or HR team requesting all personal data held about you under UK GDPR Article 15. Particularly useful before Tribunal proceedings.
OpenFormal grievance letter
Letter raising a formal grievance under the ACAS Code of Practice on Disciplinary and Grievance Procedures, with chronology, evidence, and remedy sought.
OpenSettlement agreement: counterproposal
A "without prejudice and subject to contract" counter-offer in response to a draft settlement agreement, negotiating the payment, the reference, the tax-free element, and ancillary terms.
OpenPIP late Mandatory Reconsideration request
Letter requesting a Mandatory Reconsideration after the standard 1-month deadline (up to 13 months), explaining the good reason for the delay and the merits of the underlying challenge.
OpenAppeal against Housing Benefit decision
Letter to the council requesting an appeal against a Housing Benefit decision, which the council must forward to HM Courts & Tribunals Service. Time limit 1 month from the decision.
OpenFinancial Ombudsman Service complaint
A complaint to the Financial Ombudsman Service after a regulated firm has issued a final response (or failed to respond within 8 weeks).
OpenICO data protection complaint
A complaint to the Information Commissioner's Office about a breach of the UK GDPR or Data Protection Act 2018 — including refused SARs, late responses, and personal-data losses.
OpenSection 75 Consumer Credit Act claim
Letter to a credit card issuer making a Section 75 Consumer Credit Act 1974 claim for breach of contract or misrepresentation by the seller. Cover for transactions £100-£30,000.
OpenChargeback claim
Letter to your bank or card issuer requesting a chargeback for a disputed transaction under the Visa or Mastercard scheme rules.
OpenUK261 flight delay / cancellation claim
Letter to an airline claiming compensation under retained Regulation (EC) 261/2004 for a flight delay of 3+ hours or cancellation. £220-£520 depending on flight distance.
OpenNon-Molestation Order — statement to court
Sworn statement to accompany the Form FL401 application to the Family Court for a Non-Molestation Order under section 42 Family Law Act 1996. Non-means-tested Legal Aid available.
OpenChild Maintenance Service application
Letter to the Child Maintenance Service applying for a statutory child maintenance calculation, with details of children, the paying parent, and the current arrangement.
OpenRequest Care Act needs assessment
Letter to a local authority requesting a needs assessment under section 9 Care Act 2014, for yourself or a relative who appears to have eligible needs.
OpenNHS Continuing Healthcare assessment request
Letter requesting a Continuing Healthcare (CHC) Checklist assessment for someone with complex health needs, the first step toward fully NHS-funded care.
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