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Fixed Penalty Notices: Speeding and Parking

DrivingEngland, Wales & ScotlandReviewed by Civil Help editorial team: 4 November 2025Next review: 8 June 20276 min
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A Fixed Penalty Notice (FPN) is a formal notice issued for a road traffic offence such as speeding or parking violations. You have 28 days to decide whether to pay or to request that the matter is heard in court — and each option has different consequences.

Important

This is general guidance only. Road traffic law, DVLA requirements, and penalty notices can change — always check the current GOV.UK guidance or seek legal advice for your specific situation before making decisions.

Key points

  • An FPN for a speeding offence typically carries a £100 fine and 3 penalty points, or an offer of a speed awareness course.
  • You have 28 days from receiving an FPN to pay, accept points, or elect to go to court.
  • If you elect to go to court and are found guilty, the fine can be up to 150% of your weekly income for some offences — significantly more than the FPN.
  • Parking FPNs issued by local authorities (Penalty Charge Notices) carry different rules — no points, different appeal routes.
  • You cannot be convicted of a speeding offence unless the Notice of Intended Prosecution (NIP) was received within 14 days of the offence.

Speeding Fixed Penalty Notices

When police detect you speeding (by camera or in person), they may issue a Fixed Penalty Notice offering:

  • A £100 fine and 3 penalty points on your licence, or
  • A Speed Awareness Course (if eligible) instead of points — this typically costs £80–£100 and must be completed online or in person within a set period

For more serious speeding (significantly above the limit), the matter may be referred directly to court without an FPN option. For camera-detected offences, a Notice of Intended Prosecution (NIP) must be sent within 14 days of the offence — if it is not, the prosecution cannot proceed. The NIP is sent to the registered keeper's address on the DVLA database, so keep your V5C up to date.

Your Right to Elect for Court

You can choose to reject an FPN and have the matter heard in a magistrates' court. Reasons to consider this include:

  • You believe you were not speeding (e.g., you dispute the camera reading)
  • You believe there are procedural errors in the notice
  • You have a legal defence

However, be aware of the risks: if you are found guilty at court, the magistrates are not bound by the FPN penalty. Fines for speeding are based on a percentage of weekly income and can reach up to 150% of weekly income for bands B and C. Court costs and victim surcharge are also added. Only elect for court if you have a genuine defence and ideally after taking legal advice.

Parking Penalty Charge Notices

Most parking enforcement on public roads and in council car parks is now carried out by local authorities rather than the police. Local authority parking enforcement results in a Penalty Charge Notice (PCN) — different from a police FPN:

  • PCNs do not carry penalty points — they are civil penalties, not criminal offences.
  • Typical PCN amounts: £50–£130 in London; £50–£70 outside London. Payment within 14 days usually results in a 50% discount.
  • If you believe the PCN was issued incorrectly, you can appeal — first to the council (informal challenge, then formal representation), then to the independent adjudicator (PATAS in London; PATROL outside London).

Private parking companies (car parks on private land) issue different notices — Parking Charge Notices — which are contractual charges, not civil penalties. Different rules apply and you should not confuse them with local authority PCNs.

Speed Awareness Courses

For first-time speeding offences where the speed was not excessively above the limit, drivers may be offered a National Speed Awareness Course instead of penalty points. Eligibility criteria:

  • You have not attended a speed awareness course in the previous 3 years
  • Your speed was within a range set by the police force (typically the limit + 10% + 2mph, up to the limit + 10% + 9mph)

Accepting the course means no points on your licence and no FPN fine — though you pay for the course (typically £80–£100). The course is not recorded on your driving licence but your insurer may ask about it on renewal — you must disclose it if asked. Completing the course does not guarantee your premium will not increase.

What Happens if the Case Goes to the Magistrates' Court

Road traffic offences are heard in the magistrates' court. Understanding the process helps you decide whether to accept an FPN, attend a speed awareness course, or contest the matter.

How cases reach court

A case reaches the magistrates' court in one of four ways: you elect for court instead of accepting an FPN; you fail to respond to an FPN within 28 days (resulting in an automatic court summons); the offence is too serious for an FPN (e.g., excessive speeding, dangerous driving); or you fail to identify the driver as required under Section 172 of the Road Traffic Act 1988.

The court process

You will receive a Single Justice Procedure Notice (SJPN) or a summons by post. For minor offences you can respond on paper without attending court. For more serious matters, you must attend in person. At the hearing:

  1. The prosecution sets out the alleged offence and evidence (camera footage, officer notes, calibration certificate).
  2. You enter a plea of guilty or not guilty.
  3. If not guilty, a trial date is set. The prosecution must prove the offence beyond reasonable doubt.
  4. If guilty (or found guilty after trial), the court sentences you. Sentencing Council guidelines set out the appropriate fine band, points, or disqualification period for each road traffic offence.

Sentencing bands for speeding

The Sentencing Council's magistrates' guidelines use three bands for speeding:

  • Band A: Slightly above the limit (typically limit + 1–10mph). Fine: 25–75% of weekly income. Usually 3 points.
  • Band B: Moderately above the limit. Fine: 75–125% of weekly income. Usually 4–6 points or a short disqualification of 7–28 days.
  • Band C: Significantly above the limit. Fine: 125–175% of weekly income. Disqualification of 6–8 weeks or 6 points.

Fines are means-tested — the court calculates your weekly income and applies the band percentage. A Band B fine for a driver earning £500 a week is therefore £375–£625, substantially more than the £100 FPN. This is why electing for court when the evidence is strong against you is usually financially unwise.

Special Reasons

Even if you are found guilty, you can ask the court to consider special reasons not to endorse points or disqualify. Special reasons relate to the offence itself — for example, laced drinks (alcohol added to your drink without your knowledge), a genuine emergency (driving to hospital in an emergency), or a genuine mistake about the speed limit where signs were obscured. Special reasons are distinct from exceptional hardship (which relates to the consequences of a ban, not the offence). If special reasons are accepted, the court can decline to impose points or a ban even though you are found guilty.

Frequently asked questions

I received a NIP for a speeding offence but I was not driving — what do I do?
As the registered keeper, you are legally obliged to identify the driver. Complete the Section 172 notice identifying who was driving (even if it was you). Failure to provide driver information is a separate offence with a fixed penalty of £200 and 6 penalty points. If you genuinely do not know who was driving (e.g., a company fleet vehicle), explain this carefully — but "I don't remember" is generally not accepted.
What happens if I ignore an FPN?
Ignoring an FPN results in a court summons. If you ignore the summons and are convicted in your absence, the fine increases to 1.5x the FPN amount as a minimum, plus court costs and victim surcharge. A warrant for your arrest may be issued if you fail to pay. Do not ignore FPNs — engage with the process within the 28-day window.
Can I appeal a council parking PCN?
Yes. You can challenge (informally) within 14 days of the notice to pay at the lower rate. If the council rejects your challenge, you make formal representations within 28 days. If rejected, you can appeal to the independent adjudicator (no fee to appeal). The adjudicator's decision is binding on the council. If you appeal and lose, you pay the full original charge — the 50% discount is lost.
Will a speed awareness course affect my car insurance?
A speed awareness course does not appear on your driving licence record, but most insurers ask on renewal whether you have attended one. You must answer honestly. Some insurers treat it neutrally; others may increase your premium slightly. Generally, it is better for your insurance than having 3 penalty points, but do check your insurer's policy.
What are special reasons and how are they different from exceptional hardship?
Special reasons relate to the circumstances of the offence itself — factors that make the offence less blameworthy, such as laced drinks or a genuine emergency. If the court accepts special reasons, it can choose not to endorse points or disqualify even though you are convicted. Exceptional hardship, by contrast, relates to the consequences of disqualification (typically argued when totting up to 12 points) — it does not reduce the number of points, only potentially avoids the ban. Both are argued at the sentencing stage.
The speed camera was not calibrated properly — can I challenge the reading?
Possibly. Speed camera evidence is typically supported by a calibration certificate showing the device was working correctly. At court, the prosecution must produce this certificate. If you suspect the device was faulty, elect for court and request the calibration records and operating certificates through the court disclosure process. Your solicitor can advise whether the evidence is sufficient to challenge. Be aware that procedural challenges succeed only where there is a genuine defect — courts are experienced at dealing with spurious calibration arguments.

What to do next

  1. 1
    Pay or appeal a speeding fine on GOV.UK

    Pay an FPN or respond online within the 28-day window.

  2. 2
    Book a speed awareness course

    National Driver Offender Retraining Scheme booking portal.

  3. 3
    Appeal a council parking PCN

    How to challenge a local authority parking penalty.

  4. 4
    Penalty points and disqualification

    How points accumulate and what happens at 12 points.

Official bodies and resources

Citizens Advice

Charity

Provides free, confidential, and independent advice on a wide range of issues including benefits, housing, debt, and employment.

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Disclaimer

This information is for general guidance only and does not constitute legal advice. You should seek qualified legal help if your situation requires it.