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How to Choose a Care Home

CareReviewed by Civil Help editorial team: 25 December 2025Next review: 8 June 20277 min
Verified against 5 sources
  • Care Act 2014
  • Health and Social Care Act 2008 (Regulated Activities) Regulations 2014
  • CQC Fundamental Standards
  • CMA Care Homes Consumer Guidance (2021)
  • Age UK Factsheet 29: Finding, Choosing and Funding a Care Home

Choosing a care home is one of the most significant decisions a family will make. The right home can provide excellent quality of life; the wrong one can cause harm. This guide walks through the key steps in making an informed choice, from checking CQC ratings to visiting homes and negotiating fees.

Key points

  • Always check the CQC rating before visiting — aim for 'Good' or 'Outstanding'.
  • Visit more than once, at different times of day, and ask to speak to residents and families.
  • Ensure the home can meet the specific needs of the person — medical, dietary, cultural, and social.
  • Understand the full fee structure before signing a contract, including what triggers a fee increase.

Visiting Care Homes

A visit is essential before making any decision. Prepare for the visit by:

  • Preparing a list of questions (see the related guide on 20 questions to ask a care home);
  • Visiting at a mealtime if possible — the quality and presentation of meals and the atmosphere at mealtimes is revealing;
  • Asking to speak with current residents and their families without staff present if possible;
  • Looking at communal areas, the garden (if any), and (if possible with consent) the rooms available;
  • Observing how staff interact with residents — are they respectful, patient, and engaged?

Pay attention to smells, sounds, and atmosphere. A well-run home will smell clean, not of urine. Residents should appear engaged and cared-for, not left alone for long periods. Staff should know residents by name and greet you warmly. Trust your instincts alongside the objective checks.

Financial and Contractual Considerations

Before committing to a placement, review the financial and contractual terms carefully:

  • Full fee breakdown — What is included in the weekly fee and what is charged as an extra? Common extras include incontinence products, hairdressing, some activities, physiotherapy, and transport;
  • Fee increase policy — How much notice is given of fee increases? How are increases calculated (e.g., linked to CPI, or at the home's discretion)? Is there a cap?
  • Notice period — How much notice must you give to leave? Typically 28 days for the resident, but check what notice the home must give to ask you to leave;
  • Bed-holding fees — What is charged if the resident is in hospital temporarily and the bed must be held?
  • Third-party top-up arrangements — If council-funded, is a top-up required? Is it clearly set out in a written agreement?

Ask for the care home contract in advance to review. If any terms seem unusual or onerous, seek advice before signing. Age UK publishes guidance on care home contracts.

Your Rights When Entering and Living in a Care Home

Choosing a care home is not simply a consumer decision — it is also the beginning of a legal relationship in which you (or the person entering care) have significant statutory rights. Knowing these rights from the outset helps ensure quality care and protects against poor practice.

The Right to a Written Contract

All care homes must provide a written contract before or at the time of admission. The contract must set out the fee, what is included, the notice period, and the arrangements for reviewing and increasing fees. If a care home attempts to admit a resident without a written contract, insist on one before signing anything. The Competition and Markets Authority (CMA) has published guidance making clear that unfair contract terms — such as excessive notice periods that apply only to residents (not to the home) or unrestricted fee increase clauses — may be unenforceable under consumer protection law.

CQC Registration and Fundamental Standards

Every care home in England must be registered with the Care Quality Commission (CQC) and comply with the CQC's Fundamental Standards of Care. These standards include:

  • Person-centred care — Care must be tailored to the individual's needs, preferences, and choices;
  • Dignity and respect — Staff must treat residents with dignity and respect their right to privacy and autonomy;
  • Safety — The home must identify and manage risks to residents' safety, including falls, pressure injuries, and medication management;
  • Safeguarding — The home must have robust safeguarding policies and staff must be trained to identify and respond to potential abuse.

If a care home fails to meet these standards, you can raise a concern with the CQC at cqc.org.uk/give-feedback-on-care. CQC can take enforcement action against care homes that persistently fail standards, up to and including cancellation of registration.

NHS Continuing Healthcare Assessment at Admission

If the person entering care has complex health needs, ask the hospital or council whether an NHS Continuing Healthcare (CHC) assessment has been carried out or should be arranged. If the person is eligible for CHC, the NHS — not the person or council — funds the full cost of care. People are sometimes admitted to care homes and begin self-funding before a CHC assessment is ever offered, when they might have been eligible for NHS funding from the outset. Raise this before or at the time of admission if health needs are significant. If CHC eligibility is established after admission, a retrospective claim for backdated funding is possible in some circumstances.

Discharge from Hospital to a Care Home

People are sometimes pressured into choosing a care home quickly as part of a hospital discharge. Under the Discharge to Assess (D2A) pathway, the NHS is expected to support short-term funded care to allow proper assessment to happen, rather than requiring a permanent decision to be made while the person is unwell or in crisis. If you or a family member is being pressured into a permanent care home placement before an adequate assessment, contact PALS (Patient Advice and Liaison Service) at the hospital and the council's adult social care team.

Frequently asked questions

Should I visit a care home more than once?
Yes — visit at least twice and at different times of day. An unannounced visit (arriving without an appointment) is also valuable if the home permits it. The atmosphere and care quality can vary significantly at different times. If possible, visit once during the week and once at the weekend or in the evening.
Can I move my relative to a different home if I am not happy?
Yes. The right to change care providers applies in care homes. See the separate guide on changing care provider for details. For council-funded placements, the council must be involved in arranging any move.
What is a specialist dementia care home?
A care home registered to provide dementia care will have staff with specialist dementia training, a physical environment designed for people with dementia (clear signage, safe walking spaces, sensory stimulation), and activities and routines that are appropriate for dementia. Not all care homes are suitable for people with dementia — check the CQC registration category and ask specifically about dementia provision.
What CQC rating should I look for when choosing a care home?
Aim for a home rated 'Good' or 'Outstanding' by the CQC. Do not select a home rated 'Requires Improvement' or 'Inadequate' unless there is no alternative, and even then ask the council what steps are being taken to improve care quality. Always read the full inspection report, not just the headline rating — it often reveals important detail about specific weaknesses in staffing, safety, or management.
Can I be charged for 'extras' on top of the weekly fee?
Yes, but only for services that were clearly identified as extra in the contract before you signed it. Care homes cannot spring unexpected charges on residents or families after admission. If a charge has not been agreed in advance and in writing, challenge it. The CMA guidance on care home consumer rights provides a clear framework for what charges are and are not permissible.

What to do next

  1. 1
    Search for care homes on the CQC website

    Find and compare registered care homes with CQC ratings.

  2. 2
  3. 3

Official bodies and resources

Care Quality Commission

Regulator

The independent regulator of health and adult social care in England, inspecting and rating care services.

Age UK

Charity

The country's leading charity dedicated to helping everyone make the most of later life, providing advice, support, and companionship.

Local Government and Social Care Ombudsman

Ombudsman

Investigates complaints about councils, social care providers, and some other public bodies in England.

Citizens Advice

Charity

Provides free, confidential, and independent advice on a wide range of issues including benefits, housing, debt, and employment.

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Disclaimer

This information is for general guidance only and does not constitute legal advice. You should seek qualified legal help if your situation requires it.